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Selcom Pesa

A full digital bank account in wallet form

Save, send, pay, borrow and spend on card, from a phone.

+60% lower charges compared to your bank or mobile wallet

Sign up

First of its kind in Tanzania

Transaction bundles

Why pay for every transaction when you can bundle them? With Selcom Pesa Transaction Bundles, you enjoy multiple transactions for one affordable fee, giving you more value and greater control over your everyday banking.

BUKU KWA SIKU - TZS 1,000

7 transactions

Valid for 24 hours

Up to TZS 1,000,000

Great for quick transfers and bill payments

WIKI BOOST - TZS 2,500

35 transactions

Valid for 7 days

Up to TZS 5,000,000

Great for sending money, paying bills and shopping

HELLO MWEZI - TZS 10,500

150 transactions

Valid for 30 days

Up to TZS 50,000,000

One bundle. A whole month of convenience.

A bank account that lives in your phone. Selcom Pesa gives everyday Tanzanians a single place to keep money, move it, spend it and grow it, with the protections of a licensed bank behind it, not just a wallet balance.

Send Money

Send to banks, mobile wallets and multiple recipients from one app.

Borrow

Sometimes life doesn't wait for payday. Eligible Selcom Pesa customers can access digital loans directly through the app.

Pay

QR payment at merchants nationwide. Pay GePG bills, Airtime, LUKU, TV subscriptions, Travel, Betting and more.

Send Internationally

Connect beyond Tanzania. Send money to China, DRC, India, Kenya, Mozambique, Rwanda, South Africa, Türkiye, Uganda, UAE, Zambia and Zimbabwe.

Spend

Mastercard debit and prepaid card. Virtual or physical, accepted online, ATMs and anywhere in the world.

Lipa later

Spend now and pay later at selected merchants. Including Puma Energies, Lake energies, KFC, Pizza Hut…

No queues. No paperwork.

Open Selcom Pesa account in 3 Minutes

01 Download the app

Download the Selcom Pesa App from the App Store or Google Play.

02 Enter your details

Enter your valid mobile number, NIDA number when prompted or use your passport.

03 Verify your identity

Biometric verification using your fingerprint and facial biometrics.

04 Setup your account

Create your secure login credentials and complete the registration process.

NEED HELP OPENING YOUR ACCOUNT?

Visit a Selcom Experience Center for assistance with opening your account, adding money, getting your Selcom Pesa Mastercard and learning more about Selcom Pesa services.

Call Toll Free: 0800 714 888
WhatsApp: +255 699 077 988
Email: help@selcompesa.app

Add money. Start Transacting.

Adding money into your Selcom Pesa account is simple. Top up from a mobile network, a bank, Selcom Huduma agent or Selcom Experience Center.

  • Using your mobile network's USSD or app:

    1. Go to Send Money to Bank.

    2. Select Selcom Microfinance Bank.

    3. Enter your Selcom Pesa account number or the mobile number registered with your Selcom Pesa account.

    4. Enter the amount you want to add.

    5. Enter your PIN to confirm.

  • You can transfer money from a local bank directly into your Selcom Pesa account.

    1. Open your bank's app or use its USSD service.

    2. Select Send Money to Bank.

    3. Choose Selcom Microfinance Bank.

    4. Enter your Selcom Pesa account number or registered mobile number.

    5. Enter the amount.

    6. Confirm the transaction with your PIN.

  • Visit a nearby Selcom Huduma Agent.

    1. Give the agent the cash you want to deposit.

    2. Provide your Selcom Pesa account details, registered mobile number or card number.

    3. Receive an SMS confirmation once the money has been added.

  • Visit a nearby Selcom Xperience Center

    1. Give the cash you want to deposit.

    2. Provide your Selcom Pesa account details, registered mobile number or card number.

    3. Receive an SMS confirmation once the money has been added.

What’s new?

Kibubu Fixed

Unlock higher returns on your money with Kibubu Fixed, the all-new fixed deposit account designed to reward you based on your Selcom Pesa loyalty tier! Earn up to 8% interest when you lock in your savings with a minimum deposit of TZS 100,000. Choose the flexible term that works best for your financial goals, 90, 180, or 365 days and watch your principal grow with capped deposits up to TZS 500,000,000 per NIDA profile. Plus, enjoy total peace of mind with funds withdrawable after just 30 days and automatic payouts credited directly to your main account at maturity. Start maximizing your wealth today, the higher your tier, the more you earn!

Selcom Zaidi. Level up!

The more you use Selcom Pesa, the more you unlock it!

Meet Selcom Zaidi, our customer status and rewards experience designed to give you more as you grow. Your everyday financial activity can move you through different customer tiers, unlocking exclusive benefits along the way.

Bronze

Your journey starts here

Silver

5% off GePG. Up to 2,000 USD limit.

Ruby

10% off GePG. Up to 3,000 USD limit.

Gold

Coming soon

Platinum

Coming soon

Tanzanite

Coming soon

Invite a friend. Get rewarded.

Your friends deserve better. And so do you.

Invite a friend to join Selcom Pesa and start transacting and you can earn a bonus worth 50% of the bundle they choose while the get 50% cashback of the bundle subscribed. The more people you introduce, the more you can earn.

01 Invite

Ask them to download the app and add you Selcom Pesa phone number as referral code at the final registration step

02 They join

Your friend signs up and gets started with Selcom Pesa.

03 They get a bundle

Your friend subscribes to an eligible transaction bundle. A daily, weekly or monthly bundle.

04 You get a bonus

You receive a bonus equivalent to 50% of the bundle value each, subject to applicable terms.

Your Selcom Pesa cards

Selcom Pesa Mastercard. Your money. Your way.

Your everyday physical or virtual debit card connected directly to your Selcom Pesa account. Online payments, POS payments, ATM withdrawals, Local and International Mastercard transactions

Ara Prepaid Card. Even greater control.

Meet Ara Prepaid Card, a physical or virtual prepaid card designed to give you another simple way to access and spend your money. Load your card. Use it when you need it. Stay in control of your spending.

Bank-grade security

Your Security is Our Priority

Selcom Pesa prioritizes the safety of your personal and financial information. Our app is built on a secure infrastructure with advanced encryption and robust firewalls to protect against unauthorized access. Every transaction is encrypted to ensure your data remains confidential. With Selcom Pesa, you can manage your finances confidently, knowing your information is safe.

Instant notifications

Track the movement of all your transactions with instant in-app and SMS notifications.

Secure biomentric login

Your friend signs up and gets started with Selcom Pesa.

In-app card management

Your friend subscribes to an eligible transaction bundle. A daily, weekly or monthly bundle.

Built around real life

Selcom Pesa fits the way you live

Pay day Receive your money.

Everyday Pay. Send. Shop.

Save day Put something into Kibubu.

Travel day Use your Selcom Pesa Mastercard.

Family day Send money across borders.

Any day Invite a friend and earn a referral bonus.

Frequently Asked Questions

  • We offer a range of solutions designed to meet your needs—whether you're just getting started or scaling something bigger. Everything is tailored to help you move forward with clarity and confidence.

  • Getting started is simple. Reach out through our contact form or schedule a call—we’ll walk you through the next steps and answer any questions along the way.

  • We combine a thoughtful, human-centered approach with clear communication and reliable results. It’s not just what we do—it’s how we do it that sets us apart.

  • You can reach us anytime via our contact page or email. We aim to respond quickly—usually within one business day.

  • We offer flexible pricing based on project type and complexity. After an initial conversation, we’ll provide a transparent quote with no hidden costs.

  • Collaborative, honest, and straightforward. We're here to guide the process, bring ideas to the table, and keep things moving.

Contact us

Selcom Microfinance Bank
4th Floor - Uhuru Heights
Bibi Titi Mohamed Road
Dar es Salaam 11102 Tanzania

Toll Free
0800 714 888
0800 784 888

Email
help@selcompesa.app

© Selcom Microfinance Bank Tanzania Ltd 2026

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