A full digital bank account in wallet form
Save, send, pay, borrow and spend on card, from a phone.
+60% lower charges compared to your bank or mobile wallet
First of its kind in Tanzania
Transaction bundles
Why pay for every transaction when you can bundle them? With Selcom Pesa Transaction Bundles, you enjoy multiple transactions for one affordable fee, giving you more value and greater control over your everyday banking.
BUKU KWA SIKU - TZS 1,000
7 transactions
Valid for 24 hours
Up to TZS 1,000,000
Great for quick transfers and bill payments
WIKI BOOST - TZS 2,500
35 transactions
Valid for 7 days
Up to TZS 5,000,000
Great for sending money, paying bills and shopping
HELLO MWEZI - TZS 10,500
150 transactions
Valid for 30 days
Up to TZS 50,000,000
One bundle. A whole month of convenience.
A bank account that lives in your phone. Selcom Pesa gives everyday Tanzanians a single place to keep money, move it, spend it and grow it, with the protections of a licensed bank behind it, not just a wallet balance.
Send Money
Send to banks, mobile wallets and multiple recipients from one app.
Borrow
Sometimes life doesn't wait for payday. Eligible Selcom Pesa customers can access digital loans directly through the app.
Pay
QR payment at merchants nationwide. Pay GePG bills, Airtime, LUKU, TV subscriptions, Travel, Betting and more.
Send Internationally
Connect beyond Tanzania. Send money to China, DRC, India, Kenya, Mozambique, Rwanda, South Africa, Türkiye, Uganda, UAE, Zambia and Zimbabwe.
Card Spending
Mastercard debit and prepaid card. Virtual or physical, accepted online, ATMs and anywhere in the world.
Lipa later
Spend now and pay later at selected merchants. Including Puma Energies, Lake energies, KFC, Pizza Hut…
No queues. No paperwork.
Open Selcom Pesa account in 3 Minutes
01 Download the app
Download the Selcom Pesa App from the App Store or Google Play.
02 Enter your details
Enter your valid mobile number, NIDA number when prompted or use your passport.
03 Verify your identity
Biometric verification using your fingerprint and facial biometrics.
04 Setup your account
Create your secure login credentials and complete the registration process.
Add money. Start Transacting.
Adding money into your Selcom Pesa account is simple.
-
Using your mobile network's USSD or app:
Go to Send Money to Bank.
Select Selcom Microfinance Bank.
Enter your Selcom Pesa account number or the mobile number registered with your Selcom Pesa account.
Enter the amount you want to add.
Enter your PIN to confirm.
-
You can transfer money from a local bank directly into your Selcom Pesa account.
Open your bank's app or use its USSD service.
Select Send Money to Bank.
Choose Selcom Microfinance Bank.
Enter your Selcom Pesa account number or registered mobile number.
Enter the amount.
Confirm the transaction with your PIN.
-
Visit a nearby Selcom Huduma Agent.
Give the agent the cash you want to deposit.
Provide your Selcom Pesa account details, registered mobile number or card number.
Receive an SMS confirmation once the money has been added.
-
Visit a nearby Selcom Xperience Center
Give the cash you want to deposit.
Provide your Selcom Pesa account details, registered mobile number or card number.
Receive an SMS confirmation once the money has been added.
Selcom Zaidi. Level up!
The more you use Selcom Pesa, the more you unlock it!
Meet Selcom Zaidi, our customer status and rewards experience designed to give you more as you grow. Your everyday financial activity can move you through different customer tiers, unlocking exclusive benefits along the way.
Bronze
Your journey starts here
Silver
5% off GePG. Up to 2,000 USD limit.
Ruby
10% off GePG. Up to 3,000 USD limit.
Gold
15% off GePG. Up to 8.5% Kibubu Fixed Interest. 5,000 USD limit.
Platinum
Coming soon
Tanzanite
Coming soon
Invite a friend. Get rewarded.
Your friends deserve better. And so do you.
Invite a friend to join Selcom Pesa and start transacting and you can earn a bonus worth 50% of the bundle they choose while they get 50% cashback of the bundle subscribed. The more people you introduce, the more you can earn.
01 Invite
Ask them to download the app and add you Selcom Pesa phone number as referral code at the final registration step
02 They join
Your friend signs up and gets started with Selcom Pesa.
03 They get a bundle
Your friend subscribes to an eligible transaction bundle. A daily, weekly or monthly bundle.
04 You get a bonus
You receive a bonus equivalent to 50% of the bundle value each, subject to applicable terms.
Selcom Pesa Mastercard. Your money. Your way.
Your everyday physical or virtual debit card connected directly to your Selcom Pesa account. Online payments, POS payments, ATM withdrawals, Local and International Mastercard transactions
Ara Prepaid Card. Even greater control.
Meet Ara Prepaid Card, a physical or virtual prepaid card designed to give you another simple way to access and spend your money. Load your card. Use it when you need it. Stay in control of your spending.
Bank-grade security
Your Security is Our Priority
Selcom Pesa prioritizes the safety of your personal and financial information. Our app is built on a secure infrastructure with advanced encryption and robust firewalls to protect against unauthorized access. Every transaction is encrypted to ensure your data remains confidential. With Selcom Pesa, you can manage your finances confidently, knowing your information is safe.
Instant notifications
Track the movement of all your transactions with instant in-app and SMS notifications.
Secure biomentric login
Your friend signs up and gets started with Selcom Pesa.
In-app card management
View your card details, monitor spending, and stay in control of your card wherever you are.
Built around real life
Selcom Pesa fits the way you live
Pay day Receive your money.
Everyday Pay. Send. Shop.
Save day Put something into Kibubu.
Travel day Use your Selcom Pesa Mastercard.
Family day Send money across borders.
Any day Invite a friend and earn bonus.